Virat Diwanji Appointed as National Head – Consumer Banking at Federal Bank

Mumbai, Maharashtra, India, April 2025 — Virat Diwanji has been appointed as the National Head – Consumer Banking and designated as Senior Management Personnel at Federal Bank. With over 30 years of experience in the consumer banking space, Diwanji’s arrival marks a strategic move to strengthen the Bank’s leadership bench as it scales its retail operations across the country.

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Prior to joining Federal Bank, Virat served as Group President and Head of Consumer Bank at Kotak Mahindra Bank, where he spent over two decades leading various business lines including branch banking, liabilities, NRI banking, business banking, and affluent banking. His progressive career at Kotak saw him advance through key leadership roles including President – Retail Liabilities & Branch Banking, Executive Vice President – Retail Assets, and Divisional Head – Privy League and NRI Banking, delivering robust growth and customer-centric innovation.

Earlier in his career, Virat held the role of Managing Director at Ford Credit, where he was instrumental in driving business performance in the auto finance domain. He began his professional journey at A F Ferguson & Co., where he worked as a Senior Consultant, managing transformational consulting projects for both public and private sector clients across the Middle East and India.

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Currently, Virat also serves on the boards of Zaggle, a listed SaaS fintech firm, and Tyger Capital (formerly Adani Capital), a Bain Capital-funded NBFC, as a Non-Executive and Independent Director, respectively. An engineer by training with an MBA, Virat is well-regarded for his strategic foresight, operational excellence, and deep understanding of India’s retail banking landscape.

At Federal Bank, he will lead the charge in building scale across emerging customer segments and geographies, while advancing digital innovation and driving the Bank’s mission to be among India’s most admired financial institutions.

About Federal Bank
Federal Bank is one of India’s premier private sector banks with a legacy of over 70 years and a rapidly growing customer base of 18.5 million. Headquartered in Aluva, Kerala, the bank has a strong pan-India presence with over 1,518 branches and 2,042+ ATMs/Cash Recyclers. Listed on the BSE, NSE, and LSE, Federal Bank is known for its ethical banking practices, digital transformation initiatives, and global reach through offices in Dubai, Abu Dhabi, and an IFSC Banking Unit in GIFT City. The Bank handles nearly 20% of all NRI remittances to India and continues to transform with an eye on innovation, customer centricity, and excellence in service delivery.