Delhi, India, October 2025 — Sanjay Khan has joined Mitrata Inclusive Financial Services Private Limited as Chief Business Officer, marking a new chapter in his distinguished career in the financial services industry. With over two decades of leadership experience across retail lending, MSME finance, and business development, Sanjay brings deep expertise in portfolio management, sales leadership, and strategic growth execution. In his new role, he will lead Mitrata’s business operations, focusing on expanding its financial inclusion reach and strengthening its impact across underserved communities.
Before joining Mitrata, Sanjay served as Vice President of Sales at Credit Saison India, where he played a key role in launching the Loan Against Property (LAP) vertical, setting up branches across four states, and implementing new product and compliance frameworks. His leadership contributed to the creation of a balanced portfolio and enhanced operational efficiency, driving the company’s profitability and regional footprint.
Earlier, Sanjay was SVP & National Head – MSME at IKF Finance Limited, where he successfully built and scaled MSME lending operations nationally. He also held senior business roles at HDB Financial Services, managing a retail lending portfolio of ₹5,000 crore and leading over 900 employees across 75 branches. His tenure at Kogta Financial (India) Limited, U GRO Capital, and Ujjivan Small Finance Bank further strengthened his expertise in MSME and retail finance, helping design effective sales models and business strategies across regions.
Sanjay’s professional journey began with early leadership roles at GE Money Bank, Tata Motors Finance, and AU Small Finance Bank, where he gained comprehensive experience in financial services, branch expansion, and customer engagement. Recognized for his people-first approach, strategic acumen, and deep market understanding, Sanjay is well positioned to drive Mitrata’s mission of promoting inclusive growth and financial empowerment.
About Mitrata Inclusive Financial Services Private Limited
Mitrata Inclusive Financial Services Private Limited is a Reserve Bank of India (RBI)-regulated NBFC dedicated to providing credit facilities to marginalized and underserved communities across India. Formerly known as Sona Finance Private Limited, Mitrata focuses on enterprise development, livelihood creation, and social upliftment through accessible financial solutions. Operating across Haryana, Uttar Pradesh, Bihar, Madhya Pradesh, and Rajasthan, Mitrata provides small business loans to women entrepreneurs, artisans, farmers, and daily wage earners. The organization’s mission is to empower economically weaker sections through inclusive finance, ensuring sustainable income generation and improved living standards.
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