Gurugram, Haryana, India, August, 2025 – Home Credit India, a leading consumer finance company, today announced that it is getting ready for a strategic expansion into the Loan Against Property (LAP) business segment. To spearhead this initiative, the company has appointed Neeraj Jain as the new Head of Loan Against Property. This move marks a significant step in Home Credit India’s mission to diversify its product portfolio into secured products and deepen its presence in the Indian financial services market.
Neeraj brings over 22 years of rich experience in the financial services industry, with a strong focus on secured lending, operations, and customer experience. Throughout his career, he has held key positions at prestigious organizations and leading financial institutions.
Vivek Singh, CEO of Home Credit India, commented on the appointment, “The launch of our Loan Against Property business is a natural progression of our growth strategy, allowing us to serve a wider range of customer needs. We are delighted to have Neeraj join our team to spearhead this new business vertical. His vast experience and deep expertise in the LAP market will be invaluable as we build this business and expand our footprint.”
Sharing his vision, Neeraj Jain said, “I am honored and excited to lead Home Credit India’s foray into the Loan Against Property segment. The brand’s commitment to financial inclusion and its robust pan-India network provides a tremendous platform for success. I am confident that by leveraging our strong foundation and a customer-centric approach, we can establish Home Credit India as a key player in the LAP market and provide a delightful, safe and trustworthy service to our customers enabling them to make their #ZindagiHit.”
A native of Delhi, Neeraj holds a Post Graduate Diploma in Management from BIMM, Pune. Under his leadership, Home Credit India is poised to offer simple, transparent, and tech-driven LAP solutions, building on its reputation for responsible lending while delivering superior customer experience.
Home Credit India remains deeply committed to its core mission of financially empowering its customers. The introduction of the LAP segment aligns perfectly with this objective, providing a new avenue for individuals and small business owners to unlock the value of their property to meet diverse financial goals—from business expansion to personal needs. The company’s customer-centric approach is built on providing trustworthy, transparent, tech-driven, and accessible financial solutions, ensuring that even those with limited credit history can responsibly access credit.
About Home Credit India
Home Credit India Finance Pvt. Ltd., a subsidiary of TVS Holdings Ltd., is a leading consumer finance company committed to driving credit penetration and financial inclusion across India. Home Credit India offers a diversified range of innovative products, supported by a superior customer experience, and continues to expand its pan-India presence.
With a focus on providing simple, trustworthy, transparent, tech-driven, and accessible financial solutions, Home Credit India has been part of the financial journey for over 1.9 Crore customers through a robust network of approximately 53,000 points-of-sale (PoS) spread across 625 cities nationwide.
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