Mumbai, Maharashtra, India, December 2025 — Sharad Agarwal has been appointed as Chief Executive Officer at Profectus Capital Pvt. Ltd, where he will lead the company’s strategic direction, business growth, and operational execution as the NBFC continues to strengthen its position in financing India’s small and medium enterprises (SMEs).
In his new role, Sharad Agarwal will be responsible for driving Profectus Capital’s mission of empowering MSMEs through innovative, transparent, and responsible lending solutions. He will work closely with the Board and leadership team to scale operations, deepen market presence, and enhance customer-centric financial offerings across manufacturing and service sector enterprises.
Before joining Profectus Capital Pvt. Ltd, Sharad Agarwal served as Chief Operating Officer at U GRO Capital, where he played a key role in scaling lending operations, strengthening execution capabilities, and supporting growth across digital and MSME-focused financial products.
Prior to this, he worked as an Independent Consultant, advising fintech platforms on digital lending strategy, execution, and transformation initiatives, bringing hands-on experience in platform-led credit models and operational optimisation.
Earlier, Sharad Agarwal held the position of Chief Executive Officer at RapiMoney, where he led the organization through a critical phase of growth and business development within the lending ecosystem.
He also served as Chief Executive Officer and Chief Operating Officer at Fintree Finance, overseeing business operations, technology, and strategy while building scalable lending platforms. His career includes a long and impactful tenure at Religare Finvest Ltd., where he held senior leadership roles across operations, technology, quality, and PMO, managing large lending portfolios and driving digitisation initiatives. His early career included technology and operations leadership roles at Axis Max Life Insurance, Citifinancial Consumer Finance India Ltd, and Unit Trust of India, giving him deep exposure to financial services at scale.
About Profectus Capital Pvt. Ltd
Profectus Capital Pvt. Ltd is a start-up Non-Banking Financial Company (NBFC) regulated by the Reserve Bank of India (RBI), focused on empowering small and medium enterprises across India. The company provides tailored lending solutions for both manufacturing and service sector businesses, including term loans for capital expenditure, working capital, and equipment financing.
Guided by its core values of Empathy, Integrity, Responsibility, Transparency, and Innovation, Profectus Capital aims to be a true partner in progress for SMEs, enabling financial inclusion while creating meaningful social impact through responsible lending.
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