Chennai, Tamil Nadu, India, December 2025 – Ramesh Babu has been appointed as Chief Distribution Officer – Retail at Royal Sundaram General Insurance Co. Limited, marking a significant leadership move within the Indian general insurance sector. With over two decades of diverse experience in insurance distribution and sales strategy, he will now lead the retail distribution function and play a pivotal role in expanding Royal Sundaram’s retail footprint across India.
Prior to this appointment, Ramesh Babu served as Senior Vice President at Turtlemint, where he led OEM broking initiatives and helped scale partnerships with automobile brands and digital platforms over a period of nearly one and a half years. His strategic approach to alliances and focus on digitized distribution helped deepen market penetration.
Previously, he spent more than seven years at Reliance General Insurance, where he held critical roles including Head – Retail Agency (Motor & Travel) and Head – Motor & Automotive Alliances. He was instrumental in developing multi-channel retail strategies, building sales force capabilities, and expanding travel and motor agency networks across the country.
Earlier in his career, Ramesh was the Business Head (de facto CEO) at Karvy Insurance Repository Limited, where he led the business development of insurance repository and BPO/KPO services, creating customized tech-led solutions for life and general insurers. He also worked closely with CMD-level leadership and was responsible for building strategic outsourcing partnerships.
He spent nearly a decade with ICICI Lombard, where he rose through the ranks holding multiple leadership roles such as National Sales Manager for Health & Travel, Auto & Construction, Zonal Sales Manager, and Area/Regional Sales Manager. His experience spanned pan-India retail verticals, commercial vehicle insurance, loyalty programs, and tractor insurance — making him a seasoned leader in insurance distribution.
Ramesh began his career in sales at Godrej GE Appliances Limited and later at Mahindra & Mahindra (Automotive and Farm Equipment Business), where he honed his ground-level sales and territory management skills. These formative years laid the foundation for his customer-centric and execution-driven leadership style.
About Royal Sundaram General Insurance Co. Limited
Royal Sundaram General Insurance Co. Limited is a prominent private sector general insurance company in India, known for offering innovative and comprehensive insurance solutions. It serves individuals, families, SMEs, and large corporates through a wide portfolio including Motor, Health, Travel, Home, Personal Accident, and specialized commercial insurance products such as fire, marine, engineering, liability, and business interruption insurance.
Licensed in October 2000, Royal Sundaram was the first private sector general insurance company in India to receive approval from the Insurance Regulatory and Development Authority of India. Following a strategic shift in shareholding, Sundaram Finance now holds 50%, Ageas Insurance International N.V. owns 40%, and the remaining 10% is held by Indian shareholders. The company’s commitment to innovation, customer service, and technology-led growth continues to position it as a trusted brand in the insurance landscape.
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