Mumbai, Maharashtra, India, June 2025 — Anuj Pandey has been appointed as the Chief Executive Officer (CEO) of UGRO Capital, a fintech-led NBFC on a mission to solve India’s MSME credit gap. Anuj’s elevation to the helm comes after a transformative seven-year journey within the organization, where he played critical roles as Chief Operating Officer and Chief Risk Officer, helping shape UGRO Capital’s credit strategy and operational framework.
As CRO, Anuj led risk and underwriting transformations during a period of significant growth and regulatory evolution in the MSME lending landscape. Prior to that, as COO, he helped institutionalize UGRO’s operating model, build agile execution systems, and embed a culture of digital-first innovation across business functions.
Anuj brings with him over two decades of diverse industry experience, including leadership stints at Religare Finvest Limited, where he served as Director & Regional Business Head for SME Loans, and at Barclays Bank, where he was Regional Head. His early experience at ABN AMRO Bank, GSK Consumer Healthcare, and Tata Motors equipped him with a solid foundation in business operations, credit, and customer relationship management.
A graduate in Mechanical Engineering from Thapar Institute of Engineering & Technology, Anuj went on to earn his Post Graduate Diploma in Management from IIM Lucknow, strengthening his strategic and financial acumen. His deep industry expertise and execution-led leadership are expected to accelerate UGRO Capital’s growth ambitions as it seeks to become India’s largest small business financing institution.
In his new role, Anuj Pandey will drive UGRO’s strategic direction, focusing on expanding credit access through technology, data analytics, and customized financial products. His appointment also reaffirms UGRO’s commitment to customer-centricity, sustainable innovation, and sector-focused lending to India’s underserved small business segment.
UGRO Capital
UGRO Capital Limited is a publicly listed DataTech NBFC (NSE & BSE) focused on addressing the MSME credit gap in India. Its mission, “Solving the Unsolved,” reflects its commitment to empowering small businesses with targeted, tech-driven lending solutions. Backed by a robust data analytics framework and extensive distribution network, UGRO Capital focuses on nine key sectors including Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Components, Auto Components, Light Engineering, and Micro Enterprises. With its belief in the transformative potential of MSMEs, UGRO Capital is positioned to become India’s leading small business financing institution.
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