Bangalore Urban, Karnataka, India, June 2026 — CreditNirvana – A Perfios Company has appointed Vinay Sathyanarayan as Chief Executive Officer, strengthening its leadership team with a seasoned technology and product leader who has been closely associated with the Perfios journey since its early years.
In his new role, Vinay will lead CreditNirvana’s next phase of growth, innovation, and market expansion as the company continues to build its position as one of India’s leading AI-powered debt management and collections businesses. His appointment reflects CreditNirvana’s continued focus on strengthening digital-first collections, customer engagement, and technology-led debt management solutions.
Prior to assuming the CEO role at CreditNirvana – A Perfios Company, Vinay served as CPO, International & Subsidiaries at Perfios, where he contributed to scaling international and subsidiary businesses while shaping product and technology priorities across markets. He also served as Vice President, leading key strategic initiatives and supporting Perfios’ continued growth in the fintech ecosystem.
During his long tenure with Perfios, Vinay progressed through several technology and product leadership roles, including Director of Engineering, Senior Architect, and Software Engineer. Over the years, he played a pivotal role in building foundational platforms such as Bank Statement Analysis and supporting the evolution of the company’s Open Finance ecosystem.
Earlier in his career, Vinay worked with Epsilon as Software Engineer, where he gained early experience in software development and technology execution.
With nearly 18 years at Perfios and deep expertise across product strategy, engineering leadership, platform development, open finance, and fintech innovation, Vinay brings strong institutional knowledge and leadership capability to CreditNirvana as it advances its AI-powered debt management and collections solutions.
About CreditNirvana – A Perfios Company
CreditNirvana – A Perfios Company is a rapidly growing digital-first debt collection company that leverages a patent-pending machine learning platform to provide personalized, real-time follow-up recommendations. Its technology-driven approach helps enable quicker payments and increased customer engagement by reaching customers through their preferred channels.
The company also partners with collection agencies for final-stage collections and offers an end-to-end workflow engine supported by intuitive dashboards and reports, helping simplify and improve the debt collection process for financial institutions and businesses.
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