Mumbai, Maharashtra, India, July 2026 — Experian India has promoted Bikram Bir Singh to the position of Executive Director, entrusting him with end-to-end responsibility for driving the company’s business growth, market expansion, and strategic direction across India. As a member of the India Leadership Team, he now leads enterprise-wide growth initiatives spanning both B2B and direct-to-consumer businesses while overseeing commercial strategy across Experian’s Credit Bureau, Analytics, Decisioning, Fraud & Identity, and Consumer Services portfolios.
With over 25 years of leadership experience across financial services, credit information, fintech, digital payments, banking, and business development, Bikram Bir Singh has built a distinguished career driving commercial growth, strategic partnerships, and digital transformation across India’s financial ecosystem.
Bikram joined Experian India in 2020 as Business Head – Consumer Business, where he led the company’s consumer-focused business with full P&L responsibility across sales, product, and technology. During this period, he successfully expanded Experian’s B2B2C and direct-to-consumer offerings while building strategic partnerships with fintechs, digital platforms, e-commerce companies, neobanks, and emerging financial services providers. In 2022, he was elevated to Business Head – Credit Services, assuming responsibility for Experian’s consumer, commercial, and microfinance credit bureau businesses. In this leadership role, he managed sales, product, technology, and operations while serving as Whole-time Director on the Board of Experian Credit Information Company of India Pvt. Ltd., contributing to governance and regulatory oversight for the RBI-regulated credit bureau.
Before joining Experian, Bikram served as Head Business Development – India & GCC at PropTiger.com, leading the company’s real estate sales, home loans, and broker aggregation business. Earlier, he spent nearly three years at MobiKwik as Business Head & Senior Director, where he managed businesses representing approximately 60% of the company’s gross merchandise value (GMV). He played a key role in launching digital insurance, prepaid card solutions, Bharat Bill Pay (BBPS), and several financial services initiatives while managing strategic relationships with regulators including the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), and Insurance Regulatory and Development Authority of India (IRDAI).
His earlier leadership experience includes serving as Head – Business Development & Director at CRISIL Limited, where he successfully expanded the company’s SME and mid-market lending business, consistently delivering double-digit revenue and volume growth. Prior to that, Bikram spent more than 10 years with Citibank, progressing through several senior leadership positions including National Head – Relationship Management (Citibanking), Vice President & National Head – Mortgages, Regional Sales Manager – Consumer Banking, Acquisition Head – Corporate Sales, Head – Retail Wealth Management, and Relationship Manager – Business Banking. He began his banking career with ICICI Bank as Relationship Manager – Emerging Corporate Group, building strong expertise in SME banking and corporate relationship management.
As Executive Director at Experian India, Bikram will continue leading the company’s commercial strategy, business growth, strategic partnerships, regulatory engagement, and data-driven innovation initiatives while supporting India’s rapidly evolving financial services ecosystem through responsible credit information, analytics, fraud prevention, and decisioning solutions.
About Experian India
Experian India operates through Experian Credit Information Company of India Pvt. Ltd. (ECICIL) and Experian Services India Private Limited (ESIPL), delivering advanced credit information, analytics, decisioning, fraud prevention, identity verification, and consumer services across India’s financial services industry.
Licensed by the Reserve Bank of India (RBI) under the Credit Information Companies (Regulation) Act, 2005 (CICRA), ECICIL is one of India’s leading credit bureaus, providing credit scores and credit information reports that help individuals and businesses access responsible lending opportunities. ESIPL complements these capabilities by offering decisioning, risk management, fraud prevention, and identity verification solutions that enable organizations to make smarter lending decisions and mitigate risk.
As part of the global Experian network, which employs more than 25,100 professionals across 32 countries, the company continues to leverage the power of data, analytics, and technology to create opportunities for consumers, businesses, and society while driving financial inclusion and innovation.
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