Gurugram, Haryana, India, April 2025 — Vivek Singh has been appointed as the Chief Executive Officer of Home Credit India, stepping into a critical leadership role as the company enters a new chapter under the TVS Holdings umbrella. Backed by more than two decades of experience in financial services, Vivek brings a strong track record in scaling businesses, driving digital transformation, and leading large-scale operations with a focus on inclusive growth.
Before joining Home Credit India, Vivek served as Business Head – Two Wheeler at IDFC FIRST Bank, where he played a transformative role in scaling a ₹19,000 crore loan book with a market-leading position. He spearheaded the successful launch of the Pre-Owned Two-Wheeler business, managed a strong Return on Assets (ROA) of 3%, and maintained industry-best delinquency rates—all while fostering innovation and digital-first experiences.
Earlier, he was National Sales Head – Commercial Vehicle at Tata Capital, where he helped establish one of the most profitable and high-performing clusters within the CFAB vertical. His leadership was pivotal in driving sustainable profitability and sales excellence across geographies.
Vivek also held a key position at ICICI Bank as Area Sales Manager, leading retail loan operations in Jharkhand and Chhattisgarh. He successfully built a high-performance distribution and direct sales ecosystem, handling a monthly retail volume of ₹35 crores and wholesale volume of ₹32 crores, further cementing his capability to scale operations in diverse markets.
At Home Credit India, Vivek aims to enhance the company’s digital and product capabilities, expand its customer reach, and deepen its commitment to responsible credit and financial inclusion. With his consumer-first mindset and deep expertise in retail finance, his leadership is expected to drive Home Credit’s mission to deliver simple, transparent, and tech-enabled financial services across India.
Home Credit India Finance Pvt. Ltd., part of the TVS Group, is a leading consumer finance company dedicated to expanding credit access and fostering financial inclusion across India. With over 17 million customers and a vast network of approximately 53,000 PoS across 625 cities, the company offers a diversified range of innovative, transparent, and tech-driven financial solutions. Home Credit continues to deliver on its commitment to building a more inclusive financial ecosystem.
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