Mumbai, Maharashtra, India, July 2026 — Suryoday Small Finance Bank Ltd. has appointed Alok Pathak as Chief Risk Officer (Designate). Bringing more than 27 years of experience across banking, treasury, risk management, and financial services, Alok joins the Bank with deep expertise in enterprise risk governance, operational resilience, and strategic business leadership.
Alok has built a distinguished career spanning leadership roles across India’s banking and financial services sector. Prior to joining Suryoday Small Finance Bank, he served as Director and Chief Executive Officer at Sharp Financial Services Pvt. Ltd. Earlier, he spent over nine years at Utkarsh Small Finance Bank, where he played a pivotal role in building and strengthening the bank’s risk management framework. As Chief Risk Officer, he established and led the Bank’s operational, credit, market, information security, and fraud risk management functions. In his most recent assignment there as Head of Assets, he was responsible for driving the topline and profitability of the bank’s entire asset portfolio, including corporate lending, MSME, housing finance, LAP, digital personal loans, credit cards, NBFC, and business banking.
Before Utkarsh Small Finance Bank, Alok held senior leadership positions at YES BANK, serving as Executive Vice President and Senior Vice President, where he was responsible for operational risk management and strengthening the bank’s governance and risk frameworks, including preparations for the Advanced Measurement Approach (AMA). Earlier, during his six-year tenure at Axis Bank, he led the Operational Risk function, implemented enterprise governance, risk, and compliance (eGRC) frameworks, approved new products and processes, and enhanced operational risk controls across treasury, corporate banking, and capital markets.
Alok began his banking career with State Bank of India as a Probationary Officer, gaining broad exposure across branch banking, corporate banking, MSME, forex, retail assets, and agricultural banking. He later served as a Dealer – Fixed Income/Equity at State Bank of Mysore, managing treasury portfolios and liquidity operations. He also worked as Electronic Data Processing Manager at Oriental Bank of Commerce, where he contributed to the automation of regional banking operations.
With extensive experience in enterprise risk management, business strategy, treasury operations, governance, and banking transformation, Alok’s appointment is expected to further strengthen Suryoday Small Finance Bank’s risk management capabilities as it continues to expand its presence across India’s banking landscape.
About Suryoday Small Finance Bank Ltd.
Suryoday Small Finance Bank Ltd. is a customer-centric bank with deep roots in financial inclusion, having evolved from a microfinance institution established in 2009. Popularly known as the “Bank of Smiles,” the Bank is committed to making banking simple, rewarding, and accessible for underserved and emerging customer segments.
The Bank offers a comprehensive portfolio of savings, deposits, and inclusive credit solutions, including microfinance, MSME, shopkeeper, housing, and other retail lending products. Leveraging digital banking platforms, Aadhaar-enabled services, NPCI infrastructure, and mobile-first technologies, Suryoday continues to expand financial inclusion while delivering secure, innovative, and responsible banking solutions across India.
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