Mumbai, Maharashtra, India, April 2026 — Lentra has appointed Rajesh Kumar Rathanchand as Chief Executive Officer, strengthening its leadership team as the company enters its next phase of growth in AI-led digital lending, credit risk, and analytics-driven financial solutions. His appointment signals Lentra’s continued focus on scaling its technology platforms and deepening its capabilities for banks and NBFCs.
In his new role, Rajesh Kumar will lead Lentra’s next phase of growth, with a focus on advancing its technology platforms and strengthening capabilities across credit risk, analytics, and digital lending infrastructure. He brings more than 30 years of experience across retail credit, risk management, financial services, B2B/SaaS ventures, and analytics-led solutions.
Before joining Lentra as CEO, Rajesh was associated with the company as a Strategic Advisor, supporting its growth and business direction. He has also been serving as Senior Advisor at Boston Consulting Group, Operating Advisor at Bessemer Venture Partners, and Senior Advisor at Rezolv, reflecting his continued engagement with financial technology, investment, advisory, and growth-stage businesses.
Earlier, Rajesh served as Managing Director & Chief Executive Officer at TransUnion CIBIL Limited, where he led one of India’s most important credit information companies. His work at TransUnion CIBIL strengthened his leadership depth across credit infrastructure, analytics, retail credit, financial data, and risk-led decision-making.
Prior to TransUnion CIBIL, Rajesh spent nearly 20 years with HDFC Bank as Group Head – Retail Credit & Risk. In this role, he played a key part in building and scaling large retail asset portfolios, strengthening credit frameworks, and leading risk management across one of India’s largest private sector banking platforms.
His earlier career includes experience as Risk Manager at Transamerica Apple Consumer Finance and as Medical Representative at Lupin Pharmaceuticals. Across his career, Rajesh has built a strong track record in scaling multi-billion-dollar retail asset portfolios, developing analytics-driven financial solutions, and balancing business growth with disciplined credit and risk management.
About Lentra
Founded in 2019, Lentra enables banks and NBFCs to democratise digital lending through its SaaS platform. Its API-driven modular architecture helps financial institutions create custom loan products, improve customer experiences, and strengthen digital lending processes.
Lentra’s digital lending platform serves more than 50 banks, has processed over $20 billion worth of loan applications, and supports around 2 million loans every month. The company helps customers expand reach, reduce non-performing assets, optimise operational efficiencies, and use pay-as-you-go pricing for growth. Lentra is backed by investors including Bessemer Venture Partners, Citi, HDFC, MUFG, SIG, and Vy.
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