Mumbai, Maharashtra, India, July 2025 – Nikhil Gautam has joined Scienaptic AI as Head of Sales & Business Development – West & APAC, where he will drive growth strategies across key regions while strengthening client relationships and market presence. In this pivotal role, Nikhil will focus on expanding Scienaptic’s footprint among banks, fintechs, and lenders using AI-powered credit decisioning.
Prior to joining Scienaptic AI, Nikhil served as Director – SaaS Sales at Lentra, where he led sales across North and South India for digital lending solutions, working closely with CXOs across banks, NBFCs, and fintechs. His deep market insights and domain expertise positioned him as a trusted advisor in the lending tech space.
Previously, he was Associate Director – Strategic Alliances and Partnerships at Lendingkart, where he played a critical role in sourcing and co-lending partnerships with India’s top 25 lenders. Nikhil led GTM strategy, revenue management, and P&L ownership while mentoring high-performing teams to deliver scalable business outcomes.
Earlier, as Assistant Vice President – B2B Sales & Alliances at Adfl Solutions, he led digital platform initiatives and partnerships, managing ₹100 Cr+ monthly revenue across various secured and unsecured products. His career foundation was built with impactful roles at Kotak Mahindra Bank, IDFC FIRST Bank, and multiple early-stage ventures where he honed his skills in strategic sales, alliance building, and business development.
Nikhil holds an MBA in Marketing from IBS Hyderabad, where he also led the Marketing and Strategy Club, laying the groundwork for a career at the intersection of sales, strategy, and innovation.
About Scienaptic AI
Scienaptic AI is a leading provider of AI-native credit decisioning platforms, enabling banks, credit unions, and fintech lenders to increase credit availability by improving underwriting decisions. With over 150 years of embedded credit experience, Scienaptic empowers institutions to say ‘yes’ to more borrowers, more often, and faster.
Scienaptic’s platform transforms traditional credit decisioning into a real-time, intelligent, and inclusive process. By optimizing credit risk models through advanced machine learning, it is helping reshape the lending landscape for financial institutions globally.
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