Mumbai, Maharashtra, India, March 2025 – Fusion Finance Ltd has appointed Sanjay Garyali as Chief Executive Officer, marking a strategic move to enhance the company’s leadership in the microfinance and financial services sector. With over two decades of experience in retail finance, mortgages, and consumer lending, Sanjay will drive Fusion Finance’s growth strategy, focusing on business expansion, operational efficiencies, and financial inclusion. His appointment underscores the company’s commitment to scaling financial solutions for underserved markets and strengthening its market position.
Before joining Fusion Finance Ltd, Sanjay was Chief Executive – Urban Finance at L&T Finance, where he oversaw a diverse portfolio of two-wheeler, mortgage, and consumer loans. His tenure at L&T Finance was marked by strategic initiatives that enhanced portfolio growth and customer engagement.

Prior to that, he spent over eight years at Kotak Mahindra Bank, holding leadership positions such as Business Head – Housing Finance & Emerging Markets and Business Head – NRI Banking, Retail FX, and Remittances. During his tenure, he played a pivotal role in expanding Kotak’s mortgage business and driving new customer segments. Additionally, his experience at HDFC Bank, GE Capital, and Idea Cellular Ltd has strengthened his expertise in sales management, collections, and financial product distribution.
Sanjay holds an MBA in Marketing from Panjab University, which has equipped him with a strong foundation in business strategy and market expansion. At Fusion Finance Ltd, his leadership will focus on innovative financial solutions, strengthening customer engagement, and expanding the company’s reach in rural and urban markets. His vision aligns with Fusion Finance’s goal of driving financial empowerment and sustainable growth.
About Fusion Finance Ltd
Fusion Finance Ltd (formerly Fusion Micro Finance Ltd) is one of India’s leading NBFC-MFIs, serving ~3.86 million clients across 22 states and three Union Territories. Established with the mission to empower underserved entrepreneurs, Fusion Finance has rapidly grown into a top-tier microfinance institution, offering a diverse range of financial services to rural and urban markets.
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